Zainol, Z., Daud, Z., Nizam, A. N. H. K., Rashid, R. A., & Alias, N. (2016). Exploring Factors that Contribute to Individual Indebtedness among Young Muslims. International Journal of Economics and Financial Issues, 6(7S), 320–328. Retrieved from https://www.econjournals.com/index.php/ijefi/article/view/3626