Ezangina, I. A., A. V. Evstratov, and T. G. Jovanovic. “Challenges and Perspectives for Development of Banking Credit Infrastructure in Russia”. International Journal of Economics and Financial Issues, vol. 6, no. 2S, June 2016, pp. 58-64, https://www.econjournals.com/index.php/ijefi/article/view/2532.