Oluwatobi, Stephen, Oluyomi Ola-David, Isaiah Olurinola, Philip Alege, and Adeyemi Ogundipe. “Human Capital, Institutions and Innovation in Sub-Saharan Africa”. International Journal of Economics and Financial Issues 6, no. 4 (October 21, 2016): 1507–1514. Accessed May 4, 2024. https://www.econjournals.com/index.php/ijefi/article/view/1810.