CALUB, Floresito D.; SANCHEZ, Judith J.; MONTENEGRO, Donald L. Credit Risk Management Practices and Perceived Challenges among Credit Cooperative Clients in the Philippines. International Review of Management and Marketing, [S. l.], v. 16, n. 4, p. 311–319, 2026. DOI: 10.32479/irmm.23351. Disponível em: https://www.econjournals.com/index.php/irmm/article/view/23351. Acesso em: 10 may. 2026.