Structural Investigation of Service Quality in Conventional and Islamic Banking in Pakistan

Authors

  • Muhammad Imran Qureshi COMSATS Institute of Information Technology, Abbottabad, Pakistan
  • Aamir Khan COMSATS Institute of Information Technology, Abbottabad, Pakistan
  • Khalid Zaman COMSATS Institute of Information Technology, Abbottabad, Pakistan

Abstract

The objective of the study is to examine the determinants of expected service quality in conventional and Islamic banking in Pakistan. A convenient sample of eight hundred customers from eighty branches of five conventional and five Islamic Banks in Khyber Pakhtoonkhawa (KPK) province of Pakistan participated in the study. A self designed questionnaire was used for data collection. Total of five hundred and thirteen filled–out questionnaires were returned, of which 38% were filled out by female customers and 62% by male customers, forming a rate of 64% of total distributed questionnaires. The result indicates that there is a significant relationship between expected service quality and three of their determinants i.e., bank’s tangibles, responsiveness and assurance, while there is a weak relationship has been observed from reliability and empathy over service quality in commercial banks. On the other hand, there is a significant relationship between expected service quality and its determinants i.e., tangibles, reliability, responsiveness, assurance and empathy in case of Islamic banks. The results of the study are of value to both academics and policy makers.

Keywords: Islamic banks; Non Islamic banks; Expected service quality; Bank’s tangible; Reliability; Pakistan.

JEL Classifications: L15; G21

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Published

2012-03-06

How to Cite

Qureshi, M. I., Khan, A., & Zaman, K. (2012). Structural Investigation of Service Quality in Conventional and Islamic Banking in Pakistan. International Review of Management and Marketing, 2(2), 99–105. Retrieved from https://www.econjournals.com/index.php/irmm/article/view/170

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